Listing courtesy of @properties · Listing agent: Lynn Edgell
10977 N Lower Lakeshore Drive
Monticello, IN 47960Sunset Park
Original price $274,900 · Price reduced on June 13, 2026
- On Lake Freeman
- 2-car garage
- Bedrooms
- 2
- Bathrooms
- 1
- Living area
- 580 sq ft
- Lot
- 0.55 ac
- Year built
- 1945
- Type
- Site-Built Home
- Listed
- May 12, 2026
- MLS #
- 202617867
About this home
LOCATION, LOCATION, LOCATION on Lake Freeman in a desirable golf cart community. Maintenance free year round home and lot, Airbnb opportunity, or summer get away. Partially wooded large lot with plenty of parking and ample space for an RV. The large 24x36 pole barn with a 10ft door can accommodate all your boating and storage needs. Shared easement to the water frontage with your own electric boat lift and jet ski lift. This property is perfect for entertaining with its large deck and great main lake views. Updated interior with an open floor plan, butcher block countertops, all appliances and wash/dryer included, tile shower, and tankless water heater. Located less than a few miles from Sportsman, Madam Carroll, live music, and downtown Monticello.
Monthly payment estimate
$1,585/mo
- Principal & interest
- $1,450
- Property taxes
- $58
- Homeowners insurance
- $77
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 4
- Total area
- 580 sq ft
- Finished area above grade
- 580 sq ft
- Bedrooms above grade
- 2
- Full baths, main level
- 1
- Basement
- Crawl Space
- Flooring
- Laminate
- Heating
- Natural Gas, Conventional, Forced Air
- Cooling
- Central Air
- Laundry
- Gas Dryer Hookup, Main Level
- Interior features
- RV Parking, Main Floor Laundry, Washer Hook-Up
Exterior & parking
- Style
- Bungalow, Cabin
- Construction
- Vinyl Siding
- Roof
- Metal
- Garage spaces
- 2
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 864 sq ft
- Private pool
- No
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Lake Freeman
- Waterfront features
- Boat Docking Rights
- Water access
- Easement/Other
- Lake type
- Ski Lake
- Water frontage
- 10 ft
- Water feature
- Lake
Lot
- Subdivision
- Sunset Park
- Lot features
- Waterfront, Water View
- Lot size (acres)
- 0.55 ac
- Lot dimensions
- irr
- Location type
- Lake,Rural
- County
- Carroll County
- Township
- Jefferson
- Platted
- Yes
- Planned unit development
- No
- Directions
- 39/421 S to 1100, go R, go to the T, go R, to Landings Rd. Go L, to Lower lakeshore, Turn R.
Schools
- Elementary school
- Meadowlawn
- Middle school
- Roosevelt
- High school
- Twin Lakes
- School district
- Twin Lakes School Corp.
Taxes & terms
- Annual taxes
- $695
- Tax year
- 2025
- Possession
- at closing
- Parcel number
- 08-04-15-000-332.000-011
Included in the sale
- Included in sale
- Microwave,Refrigerator,Washer,Boat Lift-Temporary,Dryer-Gas,Laundry-Stacked W/D,Range-Gas,Water Heater Gas,Water Heater Tankless
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Regional
Location
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