Listing courtesy of Ideal REALTORS · Listing agent: Mark Bixler
1090 Palmer's Pass
Decatur, IN 46733Cross Creek
- New construction
- Waterfront
- 3-car garage
- Energy efficient
- Bedrooms
- 3
- Bathrooms
- 2.5
- Living area
- 1,903 sq ft
- Lot
- 0.33 ac
- Year built
- 2026
- Type
- Site-Built Home
- Listed
- September 12, 2026
- MLS #
- 202637776
About this home
Brand new home just framed and will be completed approx. January of 2027. Home is located in the Cross Creek addition which is a golf course community with 27 holes. Home has a three car garage, high vaulted ceiling in Great Room, very open concept home with split bedroom floor plan. Home also has custom cabinets with Quartz Countertops, 2 1/2 baths, extra wide woodwork, custom shelving by Closet Concepts out of Fort Wayne, upgraded flooring; Home comes with a 10 year RWC warranty.
Monthly payment estimate
$2,745/mo
- Principal & interest
- $2,244
- Property taxes
- $376
- Homeowners insurance
- $120
- HOA dues
- $5
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: estimated at 1.1% of the price per year — the MLS reports no full tax bill for this home yet.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One
- Total rooms
- 6
- Total area
- 1,903 sq ft
- Finished area above grade
- 1,903 sq ft
- Main level
- 1,903 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 2
- Half baths, main level
- 1
- Flooring
- Carpet, Vinyl
- Heating
- Natural Gas, Forced Air
- Cooling
- Central Air
- HVAC
- Ceiling Fan, Energy Star A/C, High Efficiency Furnace
- Appliances
- Disposal
- Laundry
- Main Level
- Interior features
- Attic Pull Down Stairs, Storage, Cathedral Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Countertops-Solid Surf, Detector-Smoke, Entrance Foyer, Home Warranty Included, Open Floorplan, Range/Oven Hk Up Gas/Elec, Split Br Floor Plan, Stand Up Shower, Tub/Shower Combination, Great Room, Main Floor Laundry
- Windows
- Double Pane Windows, Insulated Windows
- Doors
- ENERGY STAR Qualified Doors
Exterior & parking
- Style
- Ranch
- Construction
- Stone, Vinyl Siding
- Roof
- Asphalt
- Garage spaces
- 3
- Attached garage
- Yes
- Garage type
- Attached
- Garage sq ft
- 814 sq ft
- Parking
- Garage Door Opener, Concrete
- Private pool
- No
- New construction
- Yes
- Builder
- Ideal Builders
- Energy-efficient features
- Lighting, Insulation, Windows
Waterfront & lake
- Waterfront
- Yes
- Water feature
- Pond
Lot
- Subdivision
- Cross Creek
- Lot features
- Landscaped, Level
- Lot size (acres)
- 0.33 ac
- Lot dimensions
- 109x132
- Location type
- City/Town/Suburb
- County
- Adams County
- Township
- Root
- Platted
- Yes
- Planned unit development
- No
- Directions
- Take Hwy 27 to Winchester Road, turn west 1/3 mile to Cross Creek entrance. Turn onto Tiger's Trail, go to Palmer's Pass, turn right, home will be on the left
Schools
- Elementary school
- Bellmont
- Middle school
- Bellmont
- High school
- Bellmont
- School district
- North Adams Community
HOA & community
- HOA fee
- $65
- HOA fee frequency
- Annually
- Association restrictions
- Yes
- Other fees
- $200
- Other fees frequency
- Annually
- Other fees description
- maintaining the pond
Taxes & terms
- Annual taxes
- $100
- Tax year
- 2025
- Tax exemptions
- No Exemptions
- Listing terms
- Cash, Conventional, FHA, VA
- Possession
- upon completion
- Parcel number
- 01-02-29-400-004.547-014
Included in the sale
- Included in sale
- Dishwasher,Microwave
Utilities
- Water
- City
- Sewer
- Public Sewer
- Utilities
- Cable Available
- Electric provider
- AEP/I&M
- Gas provider
- NIPSCO
- Cable / internet provider
- DirectTV,Dish Network
Location
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