Listing courtesy of Sterling Real Estate · Listing agent: Trish Sterling · Cell: 812-327-5431

Virtual tour
ActiveSite-Built Home

109 E Blue Ridge Drive

$639,900

$206.15 / sq ft

Est. $4,205/mo

Bloomington, IN 47408Blue Ridge Estates

Original price $659,900 · Price reduced on October 4, 2026

  • 2-car garage
  • Fireplace
  • Basement
Bedrooms
3
Bathrooms
3.5
Living area
3,894 sq ft
Lot
0.71 ac
Year built
1976
Type
Site-Built Home
Listed
July 8, 2026
MLS #
202627039

About this home

This stunning architectural transformation meets total peace of mind in Blue Ridge Estates. Located on a corner lot in the desirable Blue Ridge Estates neighborhood, this beautifully updated two-story home with a finished walkout basement offers modern finishes and almost 4,000 finished square feet of living space. The main level welcomes guests with a spacious foyer and features a formal dining room, a living room with a fireplace, and an enclosed sun porch. The completely reimagined, wide-open floor plan seamlessly unites the kitchen, breakfast room, and family room—perfect for modern living and entertaining The inviting family room showcases the coffered ceilings, built-in bookshelves, and a second fireplace and deck access. The chef’s kitchen boasts a high-end convection oven with an integrated down-draft system. This updated kitchen offers newer cabinetry, quartz countertops, and newer appliances.. Two large pantry closets provide abundant storage, and the adjoining dining area offers additional access to the backyard deck. A remodeled laundry room is conveniently located just inside the entrance from the attached two-car garage. Upstairs, the luxury primary oasis features an en-suite walk-in tile shower, freestanding soaking tub, and expansive walk-in closet and second closet allowing for great storage. Two additional bedrooms and a second full bathroom complete the upper level, along with a finished bonus room that is ideal as a playroom, craft room, home office, or additional storage space. The finished walkout basement includes a large sauna, a wet bar with a sink and storage and a third full bathroom. This versatile space could easily serve as a fourth bedroom, guest suite, recreation room, or in-law apartment. The mechanical room provides even more storage. Outside, you'll enjoy a large deck overlooking the beautifully landscaped yard, creating the perfect setting for relaxing or entertaining. Sleep soundly under a brand-new, premium roof with a fully transferable warranty, backed by a new dual-system electric and infinite water-powered backup sump pump, updated windows and newer water heater. Unbeatable turnkey value in the 47408 zip code! Ideally located just blocks from Indiana University and minutes from I-69, IU Health, and downtown Bloomington, this exceptional home offers both comfort and convenience.

Monthly payment estimate

$4,205/mo

Principal & interest
$3,503
Property taxes
$515
Homeowners insurance
$187
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
10
Total area
4,244 sq ft
Finished area above grade
3,104 sq ft
Finished area below grade
790 sq ft
Unfinished area below grade
350 sq ft
Main level
1,751 sq ft
Upper level
1,353 sq ft
Below grade total
1,140 sq ft
Bedrooms above grade
3
Full baths, upper level
2
Full baths, below grade
1
Half baths, main level
1
Basement
Crawl Space, Full, Walk-Out Basement, Partially Finished
Flooring
Carpet, Laminate, Tile
Heating
Conventional, Forced Air
Cooling
Central Air
Fireplaces
2
Fireplace features
Family Room, Living/Great Rm, Gas Log
Appliances
Disposal
Laundry
Main Level
Interior features
1st Bdrm En Suite, Bar, Built-in Features, Walk-In Closet(s), Countertops-Solid Surf, Crown Molding, Detector-Smoke, Eat-in Kitchen, Entrance Foyer, Garden Tub, Open Floorplan, Utility Sink, Wet Bar, RV Parking, Stand Up Shower, Tub and Separate Shower, Tub/Shower Combination, Formal Dining Room, Main Floor Laundry
Windows
Skylight(s)

Exterior & parking

Construction
Vinyl Siding
Roof
Dimensional Shingles
Foundation
Block
Garage spaces
2
Attached garage
Yes
Garage type
Attached
Garage sq ft
600 sq ft
Parking
Garage Door Opener, Concrete
Private pool
No
Fencing
Full
New construction
No

Waterfront & lake

Waterfront
No

Lot

Subdivision
Blue Ridge Estates
Lot features
Landscaped, Corner Lot
Lot size (acres)
0.71 ac
Lot dimensions
irregular
Location type
City/Town/Suburb,Near College Campus
Inside city limits
Yes
County
Monroe County
Township
Bloomington
Cross street
N. Rample Road
Platted
Yes
Planned unit development
No
Directions
From Downtown Bloomington, drive north on Walnut, turn right at Blue Ridge Estates. Home is on the corner of Blue Ridge Drive and N. Ramble Road

Schools

Elementary school
Marlin
Middle school
Tri-North
High school
Bloomington North
School district
Monroe County Community School Corp.

HOA & community

Other fees description
voluntary HOA fee

Taxes & terms

Annual taxes
$6,175
Tax year
2026
Tax exemptions
Homestead
Listing terms
Cash, Conventional
Possession
Negotiable
Parcel number
53-05-21-303-028.000-005

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Dryer-Electric,Kitchen Exhaust Downdraft,Oven-Convection,Range-Electric,Sump Pump,Water Heater Electric,Sauna

Utilities

Water
Public
Sewer
Public Sewer
Utilities
Cable Available
Electric provider
Duke Energy Indiana
Gas provider
CenterPoint Energy
Water provider
Bloomington City Utility
Cable / internet provider
Comcast/Xfinity,Smithville Communications

Location

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$639,900

3 beds · 3.5 baths