Listing courtesy of McKinnies Realty, LLC · Listing agent: Kimberly Murrell · Cell: 574-276-4275

Virtual tour
ActiveSite-Built Home

10287 Vistula Road

$424,900

$273.07 / sq ft

Est. $2,866/mo

Osceola, IN 46561Sunnybrae

  • On Saint Joseph River
  • 1-car garage
  • Basement
Bedrooms
4
Bathrooms
2
Living area
2,276 sq ft
Lot
0.67 ac
Year built
1930
Type
Site-Built Home
Listed
September 30, 2026
MLS #
202640526

About this home

Waterfront living is calling and nestled in the super desirable Penn Harris Madison School System. Whether your looking to down size or wanting your dream home on the St. Joseph River, get ready to enjoy incredible water views from nearly every angle of this beautifully updated ranch home. Offering 4 bedrooms, 2 full bathrooms, a full finished walkout basement, and a deck spanning the full length of the home, this property has the space, views, and lifestyle you’ve been dreaming about! Step inside and you'll immediately appreciate the abundance of natural light and beautiful views of the water. The updated kitchen features granite countertops, floor-to-ceiling cabinetry, ample storage, and plenty of space for entertaining. The primary bedroom offers its own private ensuite complete with an impressive oversized walk-in shower. The finished walkout basement adds an incredible amount of living space with a large family room, 4th bedroom, and an additional office/den offering flexibility for guests, hobbies, or working from home. Daylight windows bring in plenty of natural light while allowing you to continue enjoying those gorgeous water views from the lower level. Outside is where this home truly shines! Step onto the expansive full-length deck, sit back, relax, and take in the waterfront setting. Park your boat and watercraft and get ready to enjoy everything that comes with life on the water—from summer days boating and entertaining to peaceful mornings with coffee and even dreaming of a white Christmas overlooking the water. Additional updates include a new roof, new basement carpet, granite countertops, and more. With plenty of room for everyone and a setting that's hard to duplicate, this waterfront home is ready for its next chapter. Stop dreaming about life on the water and start living it—call today for your private tour! Agents see remarks.

Monthly payment estimate

$2,866/mo

Principal & interest
$2,326
Property taxes
$416
Homeowners insurance
$124
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
One
Total rooms
10
Total area
2,636 sq ft
Finished area above grade
1,556 sq ft
Finished area below grade
720 sq ft
Unfinished area below grade
360 sq ft
Below grade total
1,080 sq ft
Bedrooms above grade
3
Bedrooms below grade
1
Full baths, main level
2
Basement
Full, Walk-Out Basement, Finished
Flooring
Carpet, Vinyl
Heating
Natural Gas, Forced Air
Cooling
Central Air
Fireplace features
Fire Pit
Laundry
In Basement
Interior features
Hot Tub/Spa, Attic-Walk-up, Ceiling Fan(s), Walk-In Closet(s), Countertops-Stone, Deck on Waterfront, Detector-Smoke, Eat-in Kitchen, Kitchen Island, Open Floorplan, Double Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite

Exterior & parking

Style
Ranch
Construction
Vinyl Siding
Garage spaces
1
Attached garage
No
Garage type
Detached
Garage sq ft
240 sq ft
Private pool
No
New construction
No

Waterfront & lake

Waterfront
Yes
Body of water
Saint Joseph River
Waterfront features
Pier/Dock
Water access
Riverfront
Water frontage
150 ft
Sea wall
Wood
Water feature
River

Lot

Subdivision
Sunnybrae
Lot features
Landscaped, Rolling Lot, Waterfront, Water View
Lot size (acres)
0.67 ac
Lot dimensions
150x195
Location type
City/Town/Suburb
County
St. Joseph County
Township
Penn
Platted
Yes
Planned unit development
No
Directions
From 331, head east on 933. Turn left on W County Line Rd. Turn left on Vistula Rd.

Schools

Elementary school
Moran
Middle school
Grissom
High school
Penn
School district
Penn-Harris-Madison School Corp.

HOA & community

Community amenities
Boat Dock

Taxes & terms

Annual taxes
$4,992
Tax year
2026
Tax exemptions
Homestead
Listing terms
Cash, Conventional, FHA, VA
Possession
TBA by PA
Parcel number
71-10-09-251-024.000-031

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Freezer,Oven-Gas,Range-Gas

Utilities

Water
City
Sewer
Septic Tank

Income & commercial

Gas meters
10

Location

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