Listing courtesy of McKinnies Realty, LLC · Listing agent: Jeremy Williamson · Cell: 574-261-5703

Virtual tour
ActiveSite-Built Home

101 W Michigan Street

$318,999

$142.41 / sq ft

Est. $2,055/mo

New Carlisle, IN 46552

Original price $325,000 · Price reduced on September 8, 2026

  • 1-car garage
  • Basement
Bedrooms
4
Bathrooms
2.5
Living area
2,240 sq ft
Lot
0.15 ac
Year built
1920
Type
Site-Built Home
Listed
August 14, 2026
MLS #
202633165

About this home

SELLER OFFERING UP TO $7,000 TOWARD BUYER CLOSING COSTS AND/OR AN INTEREST-RATE BUYDOWN WITH AN ACCEPTABLE OFFER. Looking for more space without taking on a long list of updates? This renovated 4-bedroom, 2.5-bath home offers over 2,200 finished square feet right in the heart of New Carlisle. Many of the big-ticket improvements are already done, including all-new electrical and plumbing, a new furnace installed January 2026 and fresh interior paint throughout. Inside, tall ceilings, large windows and original hardwood floors maintain the home's character, while the renovated kitchen, open living and dining areas and main-level laundry add everyday convenience. The main floor also includes a fourth bedroom that could easily serve as a guest room, home office or additional living space. Upstairs are two additional bedrooms, a full bath and a spacious primary suite with room for a large walk-in closet. An attached 1-car garage, backyard and clean, dry basement with high ceilings provide even more useful space and storage. Step out onto the large front porch and you're right in downtown New Carlisle, with community favorites like Hometown Days, Christmas in New Carlisle and more just outside your front door. Enjoy the character of an older home with many of the major updates already taken care of.

Monthly payment estimate

$2,055/mo

Principal & interest
$1,746
Property taxes
$216
Homeowners insurance
$93
Your loan

  • Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
  • Taxes: the seller's 2026 bill as reported to the MLS. Yours may differ once your own deductions apply.
  • Insurance: estimated at 0.35% of the price per year.
  • An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
Change taxes, insurance and more in the full calculator

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Property details

Interior

Levels
Two
Total rooms
10
Total area
3,456 sq ft
Finished area above grade
2,240 sq ft
Unfinished area below grade
1,216 sq ft
Below grade total
1,216 sq ft
Bedrooms above grade
4
Full baths, upper level
2
Half baths, main level
1
Basement
Sump Pump, Full
Flooring
Hardwood
Heating
Natural Gas, Forced Air
Cooling
Central Air
Laundry
Main Level
Interior features
1st Bdrm En Suite, High Ceilings, Ceiling Fan(s), Walk-In Closet(s), Countertops-Solid Surf, Kitchen Island, Natural Woodwork, Double Vanity, Formal Dining Room, Main Floor Laundry

Exterior & parking

Style
Foursquare, Craftsman
Construction
Brick, Vinyl Siding
Roof
Shingle
Garage spaces
1
Attached garage
Yes
Garage type
Attached
Garage sq ft
168 sq ft
Parking
Concrete
Private pool
No
Fencing
Partial, Privacy
New construction
No

Waterfront & lake

Waterfront
No

Lot

Lot features
Level, 0-2.9999
Lot size (acres)
0.15 ac
Lot dimensions
50x132
Location type
City/Town/Suburb
County
St. Joseph County
Township
Olive
Platted
Yes
Planned unit development
No
Directions
Head west on US-20 (Michigan St.). Property will be on North side of road at intersection of Filbert and US-20.

Schools

Elementary school
Olive Twp
Middle school
New Prairie
High school
New Prairie
School district
New Prairie United School Corp.

Taxes & terms

Annual taxes
$2,589
Tax year
2026
Tax exemptions
Homestead, Supplemental
Listing terms
Cash, Conventional, FHA, VA
Possession
TBA by PA
Parcel number
71-01-34-231-015.000-018

Included in the sale

Included in sale
Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Dryer-Gas,Oven-Gas,Sump Pump,Water Heater Gas

Utilities

Water
City
Sewer
Public Sewer

Income & commercial

Gas meters
11

Location

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