Listing courtesy of REAL ESTATE NETWORK L.L.C · Listing agent: Sean Dekker
1007 E Ohio Street
Monticello, IN 47960
Original price $479,000 · Price reduced on September 30, 2026
- On Lake Freeman
- 2-car garage
- Fireplace
- Bedrooms
- 3
- Bathrooms
- 2
- Living area
- 2,104 sq ft
- Lot
- 0.21 ac
- Year built
- 1947
- Type
- Site-Built Home
- Listed
- August 14, 2026
- MLS #
- 202633214
About this home
A COZY RETREAT AMIDST LAKE FREEMAN's ELITE! The sky's the limit for this 2100 sf, 3 Bed/2 Bath waterfront home located right in the middle of Lake Freeman's premier neighborhood. The main level features an updated kitchen, dining area, living room w/fireplace, laundry space, a bedroom & a full bath. The 2nd level offers a master bed/bath & a 3rd bedroom which share an XL Jack-n-Jill walk-in closet. Exterior amenities include: 1) a 33' wide covered porch with built-in storage rm, mechanicals rm., whole house generator, & built-in gas lines for BBQ & Firepit needs, 2) Large open patio in the spacious lakeside yard, 3) wide lakeview deck w/stairs or trolly to access the 71' of lakefront with 3 lifts, piers, and of course, LAKE LIFE FUN! Priced & selling 'AS IS'
Monthly payment estimate
$2,850/mo
- Principal & interest
- $2,436
- Property taxes
- $284
- Homeowners insurance
- $130
- Rate: Freddie Mac's 30-year fixed average for the week of October 1, 2026.
- Taxes: the seller's 2025 bill as reported to the MLS. Yours may differ once your own deductions apply.
- Insurance: estimated at 0.35% of the price per year.
- An estimate, not a loan offer. Your rate and payment depend on your credit, loan program and down payment.
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Property details
Interior
- Levels
- One and One Half
- Total rooms
- 8
- Total area
- 2,104 sq ft
- Finished area above grade
- 2,104 sq ft
- Bedrooms above grade
- 3
- Full baths, main level
- 1
- Full baths, upper level
- 1
- Basement
- Slab
- Flooring
- Carpet, Laminate, Tile
- Heating
- Hot Water, Radiant, Multiple Heating Systems
- Cooling
- Multiple Cooling Units
- Fireplaces
- 1
- Fireplace features
- Living/Great Rm, Gas Log, One
- Laundry
- Main Level
- Interior features
- Breakfast Bar, Ceiling Fan(s), Walk-In Closet(s), Deck on Waterfront, Generator-Whole House, Stand Up Shower, Tub/Shower Combination, Formal Dining Room, Main Floor Laundry
Exterior & parking
- Style
- Traditional
- Construction
- Brick, Wood Siding
- Roof
- Shingle
- Garage spaces
- 2
- Attached garage
- No
- Garage type
- Detached
- Garage sq ft
- 396 sq ft
- Parking
- Garage Door Opener, Asphalt
- Private pool
- No
- Fencing
- Chain Link
- Other structures
- Shed(s)
- New construction
- No
Waterfront & lake
- Waterfront
- Yes
- Body of water
- Lake Freeman
- Waterfront features
- Pier/Dock
- Water access
- Lakefront
- Lake type
- Ski Lake
- Water frontage
- 71 ft
- Sea wall
- Wood
- Water feature
- Lake
Lot
- Lot features
- Level, Waterfront, Lake on Lot, Water View, Waterfront-Medium Bank
- Lot size (acres)
- 0.21 ac
- Lot dimensions
- 162x57
- Location type
- Lake
- County
- White County
- Township
- Union
- Platted
- Yes
- Planned unit development
- No
- Directions
- Monticello: South Main going North, turn right onto E Ohio follow around to the property on the Right hand side of the road. GPS friendly
Schools
- Elementary school
- Twin Lakes
- Middle school
- Twin Lakes
- High school
- Twin Lakes
- School district
- Twin Lakes School Corp.
HOA & community
- Other fees
- $175
- Other fees frequency
- Annually
- Other fees description
- SFLECC
Taxes & terms
- Annual taxes
- $3,410
- Tax year
- 2025
- Tax exemptions
- Homestead, Supplemental
- Possession
- Negotiable
- Parcel number
- 91-73-34-000-000.700-021
Included in the sale
- Included in sale
- Dishwasher,Microwave,Refrigerator,Washer,Window Treatments,Boat Lift-Temporary,Dryer-Electric,Oven-Gas,Range-Gas,Water Heater Gas,Water Heater Tankless,Water Softener-Owned,Window Treatment-Blinds,PWC Lift/Ramp-Temp
Utilities
- Water
- Well
- Well
- Private
- Sewer
- Septic Tank
- Utilities
- Cable Available
- Electric provider
- NIPSCO
- Gas provider
- NIPSCO
- Cable / internet provider
- Comcast/Xfinity
Location
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